MARKET
SENSEXLoading...|NIFTY 50Loading...|NIFTY BANKLoading...|NIFTY ITLoading...|USD/INRLoading...|GOLD (MCX)Loading...|SIP (3Y Avg)14.8% p.a.|REPO RATE6.25%|SENSEXLoading...|NIFTY 50Loading...|NIFTY BANKLoading...|NIFTY ITLoading...|USD/INRLoading...|GOLD (MCX)Loading...|SIP (3Y Avg)14.8% p.a.|REPO RATE6.25%|
LATEST
๐Ÿ“ BlogSIP vs Lumpsum โ€” Which strategy works better in 2026?๐Ÿ“ BlogWhat are Pre-IPO & Unlisted Shares โ€” Should you invest?๐Ÿ“ BlogHow to open a Demat Account in 2026 โ€” Step by step guide๐Ÿ“ฐ NewsSEBI allows direct mutual fund plans via AMFI-registered advisors๐Ÿ“ฐ NewsNifty 50 hits all-time high โ€” What it means for SIP investors๐Ÿ“ฐ NewsRBI holds repo rate at 6.25% โ€” Impact on debt mutual funds๐Ÿ“… EventFree Webinar: Building a โ‚น1 Crore corpus with SIP โ€” 5 Jul 2026๐Ÿ“… EventInvestor Meet โ€” Navi Mumbai โ€” 12 Jul 2026. Register nowโšก UpdateNew Marfo Exclusive unlisted deal added โ€” Reliance Retail Venturesโšก UpdateUpcoming IPO: Manipal Health expected to open in July 2026๐Ÿ“ BlogSIP vs Lumpsum โ€” Which strategy works better in 2026?๐Ÿ“ BlogWhat are Pre-IPO & Unlisted Shares โ€” Should you invest?๐Ÿ“ BlogHow to open a Demat Account in 2026 โ€” Step by step guide๐Ÿ“ฐ NewsSEBI allows direct mutual fund plans via AMFI-registered advisors๐Ÿ“ฐ NewsNifty 50 hits all-time high โ€” What it means for SIP investors๐Ÿ“ฐ NewsRBI holds repo rate at 6.25% โ€” Impact on debt mutual funds๐Ÿ“… EventFree Webinar: Building a โ‚น1 Crore corpus with SIP โ€” 5 Jul 2026๐Ÿ“… EventInvestor Meet โ€” Navi Mumbai โ€” 12 Jul 2026. Register nowโšก UpdateNew Marfo Exclusive unlisted deal added โ€” Reliance Retail Venturesโšก UpdateUpcoming IPO: Manipal Health expected to open in July 2026
Homeโ€บCalculatorsโ€บSSY Calculator
๐Ÿ‘ง

SSY Calculator

Sukanya Samriddhi Yojana โ€” 8.2% p.a. guaranteed returns for girl child

โ‚น50,000
โ‚น250โ‚น1,50,000
1 yrs
0 yrs10 yrs
๐Ÿ“Œ SSY Rate: 8.2% p.a. | Deposit for 15 years | Matures at age 21 | Tax-free (EEE) | 80C benefit up to โ‚น1.5L
Total Investedโ‚น7,50,000
Interest Earnedโ‚น14,62,606
Maturity Amount (Age 21)โ‚น22,12,606
Invested (34%)
Returns (66%)

What is SSY Calculator?

Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme specifically for girl children in India. Launched under the Beti Bachao Beti Padhao initiative, it currently offers 8.2% p.a. โ€” one of the highest guaranteed rates available. The account matures when the girl turns 21, and withdrawals are allowed at 18 for higher education or marriage. SSY enjoys EEE tax status โ€” fully exempt from taxation.

๐Ÿ“ Formula Used

Maturity = ฮฃ [Yearly Investment ร— (1 + 0.082)^(21 โ€“ girl's age โ€“ year)]
Deposit for 15 years, interest continues till maturity at age 21.

๐Ÿ“– How to Use

Enter the yearly deposit amount (max โ‚น1.5L) and your daughter's current age. The calculator shows the maturity amount she receives at age 21.

Frequently Asked Questions

โ† All Calculators