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PPF Calculator
Public Provident Fund returns at current 7.1% p.a.
โน1,50,000
โน500โน1,50,000
15 yrs
15 yrs50 yrs
๐ Current PPF rate: 7.1% p.a. (compounded annually) โ Tax-free under EEE
Invested (55%)
Returns (45%)
What is PPF Calculator?
PPF (Public Provident Fund) is one of India's most popular long-term savings instruments, backed by the Government of India. It currently offers 7.1% p.a. interest, compounded annually. PPF enjoys EEE (Exempt-Exempt-Exempt) tax status โ investments are eligible for 80C deduction, interest is tax-free, and maturity proceeds are tax-free. The 15-year lock-in makes it ideal for long-term goals like retirement.
๐ Formula Used
PPF Maturity = ฮฃ [Yearly Investment ร (1 + 0.071)^(15 โ year + 1)] Interest is compounded annually on the minimum balance between 5th and last day of each month.
๐ How to Use
Enter your yearly PPF investment (max โน1.5 lakh) and investment period (minimum 15 years). The calculator shows your maturity amount based on the current 7.1% rate.