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SIP Calculator
Calculate wealth created through monthly SIP investments
₹5,000
₹500₹1,00,000
12%
1%30%
10 yrs
1 yrs40 yrs
Invested (52%)
Returns (48%)
What is SIP Calculator?
A SIP (Systematic Investment Plan) calculator helps you estimate the wealth you can create by investing a fixed amount every month in a mutual fund. SIP is one of the most disciplined ways to invest in equity mutual funds, allowing you to benefit from rupee cost averaging and the power of compounding over time. Even small monthly investments of ₹500 can grow into significant wealth over 15–20 years.
📐 Formula Used
Maturity Value = P × ((1 + r)^n – 1) / r × (1 + r) Where P = monthly investment, r = monthly rate of return (annual rate ÷ 12), n = number of months
📖 How to Use
Enter your monthly SIP amount, expected annual return rate (historical equity MF average: 12–15%), and investment duration. The calculator instantly shows your total invested amount, estimated returns, and final maturity value.