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EPF Calculator
Employee Provident Fund corpus at retirement
โน50,000
โน5,000โน5,00,000
20 yrs
1 yrs35 yrs
๐ Current EPF rate: 8.15% p.a. | Employee + Employer = 24% of basic
Invested (40%)
Returns (60%)
What is EPF Calculator?
EPF (Employee Provident Fund) is a mandatory retirement savings scheme for salaried employees in India. Both employee and employer contribute 12% of basic salary + DA each month. The current EPF interest rate is 8.15% p.a. EPF corpus is fully tax-exempt at maturity (after 5 years of continuous service). It is one of the safest retirement instruments, providing both a corpus and insurance (EDLI).
๐ Formula Used
Monthly Contribution = Basic Salary ร 24% (12% employee + 12% employer) Maturity = ฮฃ Monthly contributions compounded at 8.15% p.a.
๐ How to Use
Enter your monthly basic salary and years remaining to retirement. The calculator shows your total EPF corpus at retirement based on the current 8.15% interest rate.