Personal Loan
Turn Your Dreams
Into Reality with
Quick Personal Loans
Get ₹50,000 to ₹50 lakhs with approval in 48 hours. We compare 15+ banks to find the lowest interest rate for your profile — no collateral needed.
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Loan Amount
₹50,000 — ₹50 Lakhs
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Interest Rate
Starting from 10.5% p.a.
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Approval Time
48–72 Hours
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Tenure
12 to 60 Months
Why Choose Marfo
The smarter way to
get a personal loan
Compare 15+ Banks
We partner with SBI, HDFC, ICICI, Axis, Bajaj, and 10+ more lenders — you get the best rate without visiting a single bank.
Minimal Documentation
Just your PAN, Aadhaar, salary slips, and bank statements. Our team helps you prepare and submit everything correctly.
48-Hour Approval
Once your documents are submitted, our processing team follows up directly with the bank to ensure fastest possible approval.
No Collateral Needed
Personal loans are fully unsecured — you don't need to pledge any property, gold, or assets to get approved.
Doorstep Service
Our representative can visit you at your home or office to collect documents and guide you through the entire process.
Dedicated Advisor
One point of contact from application to disbursal. Your advisor tracks your loan status and updates you at every step.
EMI Calculator
Calculate your Personal Loan EMI
before you apply
EMI Calculator
Adjust sliders to estimate your monthly EMI
₹5.00 L
₹50,000₹50.00 L
12.00% p.a.
10%24%
3 yrs
12 mo60 mo
Monthly EMI
₹16,607
Principal Amount₹5,00,000
Total Interest₹97,858
Total Payment₹5,97,858
Principal vs Interest
Principal 84%Interest 16%
* This is an indicative calculation. Actual EMI may vary based on the bank's terms. Contact our advisor for an exact quote.
Eligibility
Check if you
qualify today
Basic eligibility criteria for a salaried personal loan through Marfo Strategies.
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Indian citizen aged 21 to 60 years
✓
Salaried employee — government, PSU, or private company
✓
Minimum ₹20,000/month take-home salary
✓
CIBIL score of 650 or above (750+ for best rates)
✓
Minimum 1 year of employment at current company
✓
Valid PAN card and Aadhaar card
Not sure if you qualify?
Our advisors do a free eligibility check in under 5 minutes — no paperwork, no credit score impact, completely confidential.
Get Free Eligibility Check →FAQs
Personal loan
questions answered
Everything you need to know about getting a personal loan through Marfo Strategies.
Still have questions? Ask us →What is the interest rate on a personal loan?
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Personal loan interest rates typically range from 10.5% to 24% per annum depending on your credit score, income, and the lender. Marfo Strategies compares rates from 15+ banks to find the best offer for you.
How much personal loan can I get?
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You can get a personal loan ranging from ₹50,000 to ₹50 lakhs. The exact amount depends on your monthly income, credit score, existing liabilities, and the lending bank's policy.
What documents are needed for a personal loan?
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You typically need: PAN card, Aadhaar card, last 3 months' salary slips, last 6 months' bank statements, and address proof.
How long does personal loan approval take?
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With Marfo Strategies, most personal loans are approved within 48–72 hours. In some cases, same-day approval and next-day disbursal is possible for salaried individuals.
Can I get a personal loan with a low CIBIL score?
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A CIBIL score of 750+ gives the best rates. However, Marfo works with lenders who offer loans for scores as low as 650. Our advisors help you understand your options and improve eligibility.
Is there a prepayment penalty?
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This depends on the lender. Most banks allow prepayment after 6–12 EMIs with a small penalty of 2–5%. Marfo Strategies helps you choose lenders with flexible prepayment options.
Ready to apply for a Personal Loan?
Takes 5 minutes. No impact on your credit score. Free eligibility check included.