Term Insurance
Protect Your Family's
Future with the
Right Term Plan
₹1 crore life cover starting at just ₹500/month. Compare 15+ insurers — free, with expert guidance. Calculate your premium below.
🛡️
Life Cover
₹25 Lakhs — ₹5 Crores
💸
Premium
Starts at ₹500/month
📊
Claim Settlement
99.5% CSR — Top insurers
🏦
Top Insurers
LIC, HDFC, ICICI, Tata AIA+
Premium Calculator
Calculate Your Term
Insurance Premium
Indicative premium. Final premium depends on medical history and insurer underwriting.
Your Details
30 years
18 yrs55 yrs
₹1.0 Cr
₹25 L₹5 Cr
30 years
10 yrs40 yrs
🚬 I am a smoker (+40% premium)
Estimated Monthly Premium
₹1,930
₹23,100/year · ₹1.0 Cr cover · 30 years
Compare across top insurers
HDFC Life Click 2 Protect
CSR: 99.5%
₹1,930/mo
Best Rate
Tata AIA Smart Sampoorna
CSR: 99.1%
₹1,990/mo
ICICI Pru iProtect Smart
CSR: 98.6%
₹2,030/mo
Max Life Smart Secure
CSR: 99.3%
₹2,080/mo
LIC Tech Term
CSR: 98.7%
₹2,220/mo
Why Choose Marfo
The right term plan for
your family's security
Compare 15+ Insurers
We compare premiums, claim settlement ratios, and features across all major Indian life insurance companies.
99%+ CSR Focus
We prioritize insurers with 98%+ claim settlement ratio — because the plan only matters when it pays out.
Right Cover Calculation
Our advisors calculate the exact cover your family needs based on income, liabilities, inflation, and future goals.
Rider Guidance
Accident benefit, critical illness, waiver of premium — we help you choose right riders without overpaying.
Smooth Issuance
We handle all documentation, medical coordination, and follow-ups to ensure your policy is issued without delays.
Claims Assistance
In the unfortunate event of a claim, we assist your family with the entire claims process at no extra cost.
Our Partners
We work with India's
top insurers
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LIC
❤️
HDFC Life
🛡️
ICICI Pru
🏢
Tata AIA
💙
Max Life
🌟
Bajaj Allianz
FAQs
Term insurance
questions answered
Everything you need to know before buying term insurance in India.
Ask an Expert →Secure your family's future today
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