Motor Insurance
Protect Your Vehicle
with the Best Motor Cover
Comprehensive and third-party insurance for cars and two-wheelers. Compare HDFC Ergo, Bajaj Allianz, ICICI Lombard, New India, and 10+ insurers for the best premium.
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Coverage Types
Comprehensive & Third-Party
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Premium From
₹2,000/year (two-wheeler)
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NCB Benefit
Up to 50% discount after 5 years
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Claim Process
Cashless at 6,500+ garages
Why Choose Marfo for Motor Insurance
Best motor cover at the
lowest premium
Compare 15+ Insurers
We compare premium, IDV, cashless garage network, and claim settlement ratio across all major motor insurers.
Instant Policy Issuance
Motor insurance policies can be issued digitally within minutes. No paperwork, no waiting.
Cashless Claim Network
We prioritise insurers with the largest cashless garage networks in your city for hassle-free repairs.
NCB Protection
Advise on NCB protection riders so you don't lose your accumulated no-claim discount even after making a claim.
Claim Support
Our team assists you during the claim process — from intimating the insurer to getting your vehicle repaired.
Easy Renewal
We remind you before your policy expires and handle renewal in minutes — no lapse in coverage ever.
FAQs
Motor insurance
questions answered
Everything you need to know about vehicle insurance in India.
Ask an Expert →What is the difference between comprehensive and third-party motor insurance?
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Third-party insurance covers damage to another person's vehicle or property — it's mandatory by law. Comprehensive insurance additionally covers damage to your own vehicle from accidents, theft, fire, and natural disasters.
Is motor insurance mandatory in India?
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Yes. Third-party motor insurance is mandatory under the Motor Vehicles Act. Driving without at least third-party insurance can result in fines and imprisonment.
What is IDV in motor insurance?
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IDV (Insured Declared Value) is the current market value of your vehicle — it's the maximum amount you can claim if your vehicle is stolen or totalled. A higher IDV means higher premium but better coverage.
What is a No Claim Bonus (NCB)?
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NCB is a discount on your premium for every claim-free year. It starts at 20% and can go up to 50% after 5 claim-free years. NCB is transferable when you change your insurer.
Can I transfer my motor insurance when I sell my car?
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Yes. You can transfer your existing motor insurance to the buyer of your vehicle. Any accumulated NCB can be transferred to your new vehicle's insurance.
Get the best motor cover today
Instant comparison. Lowest premium. Policy issued in minutes.