MARKET

🏢 Business Loan

Fuel Your Business Growth
with the Right Capital

Unsecured and secured business loans from ₹5 Lakh to ₹5 Crore. Quick approvals, competitive rates, minimal documentation.

From 12% p.a.

Up to ₹5 Crore

24-hr approval

No hidden charges

Apply Now →Calculate EMI

⚡

Fast Approval

Get in-principle approval within 24 hours. Disbursal in 3–5 working days.

📋

Minimal Docs

Basic KYC, 2 years ITR, bank statements. No collateral for loans up to ₹25L.

🏦

25+ Lenders

We compare NBFCs, PSU banks and private banks to get you the best rate.

🔄

Flexible Tenure

Choose repayment from 12 months to 60 months based on your cash flow.

Loan Types

Business Loan Products We Offer

💼Up to ₹1 Cr

Working Capital Loan

Bridge day-to-day operational expenses — inventory, payroll, receivables.

🏭Up to ₹2 Cr

Machinery & Equipment

Finance plant, machinery, tools, and technology upgrades for your business.

📈Up to ₹5 Cr

Business Expansion

Open new branches, hire staff, or launch new product lines with growth capital.

🏪From ₹5 Lakh

MSME / SME Loan

Government-backed MSME schemes and unsecured SME loans at preferential rates.

🧾Up to ₹50 Lakh

GST / ITR-based Loan

Loan against your GST returns and income tax filings — no property needed.

📦Up to ₹2 Cr

Invoice / Bill Discounting

Convert unpaid invoices into immediate cash. Ideal for B2B businesses.

Eligibility Criteria

✓Business vintage of minimum 2 years
✓Annual turnover of ₹20 Lakh+
✓GST registered (preferred)
✓No active default or NPA
✓Age: 25–65 years (proprietor / director)

Documents Required

📄PAN Card & Aadhaar of proprietor / directors
📄Business registration certificate
📄Last 2 years ITR with P&L and Balance Sheet
📄Last 12 months bank statements
📄GST registration & returns (if applicable)
📄Office / shop address proof

Frequently Asked Questions

Can I get a business loan without collateral?

Yes. Unsecured business loans up to ₹25–50 Lakh are available based on your turnover, ITR, and banking history. Above that, lenders may require collateral or a personal guarantee.

What is the minimum business vintage required?

Most lenders require 2 years of business vintage. Some NBFCs offer loans to businesses as young as 1 year with strong financials.

How quickly will I receive the funds?

After document submission, disbursal typically takes 3–7 working days depending on the lender and loan amount.

Can self-employed professionals apply?

Yes. Doctors, CAs, architects, and other professionals can apply under the business loan category with professional income proof.

Ready to grow your business?

Get a free consultation and a customised loan offer in 24 hours.

Apply for Business Loan →