Pension & Retirement
Retire Comfortably with
the Right Pension Plan
Build a retirement corpus that funds your lifestyle for life. NPS, annuity plans, and retirement mutual funds — we create a personalised plan for when you stop working but your money keeps working.
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NPS Extra Deduction
₹50,000 under 80CCD(1B)
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Best Start Age
25–35 years for maximum corpus
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Min. NPS Contribution
₹500/month
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Annuity
Monthly income for life
Retirement Products
Build your retirement
corpus the smart way
National Pension System (NPS)
Government-backed, PFRDA regulated. Excellent tax benefits, market-linked returns, and compulsory annuity at retirement.
Annuity Plans
Convert your corpus into guaranteed monthly income for life. Joint life annuity options available to cover spouse too.
Retirement Mutual Funds
Dedicated retirement-focused mutual funds with long lock-in periods and tax benefits. SIP-based corpus building.
PPF (Public Provident Fund)
Government guaranteed 7.1% annual return, 15-year lock-in, Section 80C benefit, completely tax-free returns.
Goal-Based Planning
We calculate exactly how much you need to save monthly to retire at your target age with your desired lifestyle.
Regular Portfolio Review
Annual review of your retirement portfolio to ensure you're on track and adjust for life changes and market conditions.
FAQs
Retirement planning
questions answered
Common questions about planning for retirement in India.
Ask an Expert →What is the National Pension System (NPS)?
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NPS is a government-backed retirement savings scheme regulated by PFRDA. You invest regularly, build a corpus, and at retirement receive a portion as lump sum and the rest as monthly annuity. It offers excellent tax benefits.
What are the tax benefits of NPS?
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NPS offers three layers of tax benefit: up to ₹1.5L under Section 80C, an additional ₹50,000 under Section 80CCD(1B), and employer contributions up to 10% of salary under 80CCD(2). Total potential benefit: ₹2L+ annually.
What is an annuity plan?
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An annuity plan converts your retirement corpus into regular monthly income for life. You pay a lump sum to an insurer who then pays you a fixed amount every month — either for life or for a fixed period.
How much should I save for retirement?
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A common rule is to save at least 10–15% of your income for retirement. The earlier you start, the less you need to save monthly due to compounding. Our advisors create personalised retirement projections for you.
When should I start planning for retirement?
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Ideally in your 20s and 30s. Starting at 25 vs 35 can result in 2–3x more retirement corpus with the same monthly investment due to compounding over longer periods.
Start building your retirement
corpus today
Free retirement planning session. We tell you exactly how much to save and where to invest.