Calculator
Term Insurance Premium Calculator
Estimate your term insurance premium based on age, cover, tenure, and lifestyle factors.
Adjust the details below for an indicative term insurance premium estimate
30 years
18 yrs60 yrs
₹1.0 Cr
₹25 L₹10 Cr
30 years
10 yrs40 yrs
Smoker / Tobacco user?
Smokers pay ~2x higher premium
Est. Annual Premium
₹5,060
≈ ₹422 / month
Life Cover₹1.0 Cr
Policy Tenure30 years
Total Premiums₹1,51,800
💡 Tip
Buy term insurance before age 35 for lowest premiums. Rates increase significantly every 5 years.
* Indicative premium only. Actual premium depends on your health, lifestyle, chosen insurer, and plan features. Get an exact quote from our advisors.
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