🏠 Pre-Payment Calculator
Should You Prepay Your Loan?
Calculate exactly how much interest you save and how many months you cut by making a lump sum prepayment on your Home Loan or LAP.
Loan Details
₹50.0L
8.5%
20yr 0mo
₹5.0L
Month 24
💰 Total Interest Saved
₹9,77,894
Loan closes 2yr 0mo earlier
Before vs After Prepayment
| Without Prepay | With Prepay | |
|---|---|---|
| Monthly EMI | ₹43,391 | ₹38,864 |
| Total Tenure | 20yr 0mo | 18yr 0mo |
| Total Interest | ₹54,13,879 | ₹44,35,985 |
| Total Payment | ₹1,04,13,879 | ₹94,35,985 |