💰 Income Eligibility Calculator
How Much Loan Am I Eligible For?
Based on your monthly income and existing obligations, find out the maximum loan amount you can get approved.
Your Financial Details
₹75,000/mo
₹10,000/mo
8.75%
20 years
Maximum Loan Eligibility
₹39.6 L
Based on your income & obligations
Eligibility Breakdown
Monthly Net Income₹75,000
Max EMI Allowed (60% FOIR)₹45,000
Existing Obligations- ₹10,000
Available EMI Capacity₹35,000
Max Loan Amount₹39.6 L
💡 Tips to Increase Eligibility
✓Add a co-applicant (spouse/parent) to combine income
✓Close existing loans before applying
✓Opt for longer tenure to increase eligible amount
✓Improve CIBIL score above 750 for better rates