Marfo Strategies

Document .loan-calculator { font-family: "Roboto", sans-serif; width: 740px; margin: 24px auto; background: #fff; box-shadow: 0 12px 50px -11px rgba(0, 0, 0, 0.2); border-radius: 8px; color: #14213d; overflow: hidden; } .loan-calculator, .loan-calculator * { box-sizing: border-box; } .loan-calculator .top { background: #1E5C97; color: #fff; padding: 32px; } .loan-calculator .top h2 { margin-top: 0; } .loan-calculator form { display: flex; flex-direction: column; gap: 10px; justify-content: space-between; } .loan-calculator form .group { display: flex; flex-direction: row; gap: 10px; padding-bottom: 4px; justify-content: space-between; } .loan-calculator form .groups { display: flex; flex-direction: row; gap: 15px; justify-content: center; } .loan-calculator .title { margin-bottom: 12px; } .loan-calculator form input { font-size: 20px; padding: 8px 20px; border-radius: 10px; width: 100%; color: #000; } .loan-calculator .result { display: flex; justify-content: space-between; align-items: center; padding: 32px; } .loan-calculator .result .left { width: 100%; padding: 8px 32px; } .loan-calculator .left h3 { font-size: 16px; font-weight: 400; margin-bottom: 8px; } .loan-calculator .result .value { font-size: 30px; font-weight: 900; padding-bottom: 10px; border-bottom: 1px solid rgba(20, 33, 61, 0.2); } .loan-calculator .result .value::before { content: "\20B9"; font-size: 27px; font-weight: 400; margin-right: 6px; opacity: 0.4; } .loan-calculator .group1 { padding-top: 32px; text-align: center; } .loan-calculator .group1 .calculate-btn { background: #F95800; color: #fff; border: none; padding: 8px 32px; border-radius: 8px; font-size: 18px; font-weight: 900; cursor: pointer; margin: 24px 0; } .loan-calculator .right { width: 50%; } @media (max-width: 650px) { .loan-calculator { width: 90%; max-width: 500px; min-height: 1400px; } .loan-calculator form .group { flex-direction: column; gap: 20px; } .loan-calculator form .groups { flex-direction: column; gap: 20px; } .loan-calculator .result { flex-direction: column; text-align: center; } }

Loan EMI Calculator

Amount (A)
Interest Rate (R) (in %)
Tenure (T) (in months)
Processing Fees (P) (in %)
Down Payment (D)

Total Down Payment (TDP)
(TDP = D + P)

12

Loan EMI (LE)
(PLA= A - D)
(PLA = Principal Loan Amount)
(LE = [PLA x R x (1+R)^T]/[(1+R)^T-1] )

123

Total Interest Payable (TIP)
(TIP = LE * T)

1234

Total Payment (TP)
(TP = LA + TIP + P)

12345
const loanAmountInput = document.querySelector(".loan-amount"); const interestRateInput = document.querySelector(".interest-rate"); const loanTenureInput = document.querySelector(".loan-tenure"); const processingFeeInput = document.querySelector(".processing-fee"); const downPaymentInput = document.querySelector(".down-payment"); const loanEMIValue = document.querySelector(".loan-emi .value"); const totalInterestValue = document.querySelector(".total-interest .value"); const totalAmountValue = document.querySelector(".total-amount .value"); const totalDownPaymentValue = document.querySelector(".total-down-payment .value"); const calculateBtn = document.querySelector(".calculate-btn"); let loanAmount = parseFloat(loanAmountInput.value); let newAmount = 0; for (let i = 0; i { let loanAmountValue = loanAmountInput.value; let interestRateValue = interestRateInput.value; let loanTenureValue = loanTenureInput.value; let processingFeeValue = processingFeeInput.value; let downPaymentValue = downPaymentInput.value; let regexNumber = /^[0-9]+$/; if (!loanAmountValue.match(regexNumber)) { loanAmountInput.value = "20000"; } if ((!loanTenureValue.match(regexNumber)) || (loanTenureValue > 360)) { loanTenureInput.value = "180"; } if ((!downPaymentValue.match(regexNumber)) || (downPaymentValue > newAmount)) { downPaymentInput.value = "2000"; } let regexDecimalNumber = /^(\d*\.)?\d+$/; if (!interestRateValue.match(regexDecimalNumber)) { interestRateInput.value = "7.5"; } if (!processingFeeValue.match(regexDecimalNumber)) { processingFeeInput.value = "1.2"; } }; const displayChart = (totalInterestPayableValue, processingFees) => { const ctx = document.getElementById("myChart").getContext("2d"); myChart = new Chart(ctx, { type: "pie", data: { labels: ["Total Interest", "Principal Loan Amount", "Processing Fees"], datasets: [ { data: [totalInterestPayableValue, loanAmount, processingFees], backgroundColor: ["#F95800", "#1E5C97", "#039296"], borderWidth: 0, }, ], }, }); }; const updateChart = (totalInterestPayableValue, processingFees) => { myChart.data.datasets[0].data[0] = totalInterestPayableValue; myChart.data.datasets[0].data[1] = loanAmount; myChart.data.datasets[0].data[2] = processingFees; myChart.update(); }; const refreshInputValues = () => { loanAmount = parseFloat(loanAmountInput.value); interestRate = parseFloat(interestRateInput.value); loanTenure = parseFloat(loanTenureInput.value); processingFee = parseFloat(processingFeeInput.value); downPayment = parseFloat(downPaymentInput.value); interest = interestRate / 12 / 100; processFee = processingFee / 100; }; const calculateEMI = () => { checkValues(); refreshInputValues(); loanAmount = loanAmount - downPayment; let emi = loanAmount * interest * (Math.pow(1 + interest, loanTenure) / (Math.pow(1 + interest, loanTenure) - 1)); return emi; }; const updateData = (emi) => { loanEMIValue.innerHTML = Math.ceil(emi); let processingFees = Math.ceil(loanAmount * processFee); let totalDownPay = Math.ceil(downPayment + processingFees); totalDownPaymentValue.innerHTML = totalDownPay; let totalAmount = Math.ceil(loanTenure * emi); totalAmountValue.innerHTML = totalAmount; let totalInterestPayable = Math.ceil(totalAmount - loanAmount); totalInterestValue.innerHTML = totalInterestPayable; if (myChart) { updateChart(totalInterestPayable, processingFees); } else { displayChart(totalInterestPayable, processingFees); } }; const init = () => { let emi = calculateEMI(); updateData(emi); }; init(); calculateBtn.addEventListener("click", init);

Personal Loan

Unlock Your Dreams with Our Personal Loan Services

Are you dreaming of a new car, a dream vacation, home renovation, or simply need funds to manage unexpected expenses? Look no further! Our Personal Loan offering services are designed to help you turn your dreams into reality. With flexible terms, competitive interest rates, and a seamless application process, we are here to support you every step of the way.

Why Choose Our Personal Loan Services?

1. Flexibility: Our range of loan options allows you to choose the terms that suit your financial situation. Whether you need a short-term boost or a longer repayment period, we have you covered.

2. Competitive Interest Rates: We understand that the interest rate plays a crucial role in your decision-making process. That’s why we offer competitive rates, ensuring that you get the best value for your money.

3. Quick and Easy Application: Say goodbye to lengthy and complicated application processes. Our user-friendly online application makes it simple and convenient to apply for a personal loan from the comfort of your home.

4. Fast Approval: We know that your time is valuable. Our streamlined approval process means you can receive a decision on your loan application quickly, helping you get the funds you need when you need them.

5. Transparent Terms: No hidden surprises! We believe in transparent communication, and our loan terms are clear and easy to understand. You’ll know exactly what you’re getting into before you comm.

How It Works:

1. Apply Online: Fill out our secure online application form. It’s simple and takes just a few minutes.

2. Get Approved: Our team will review your application and provide you with a prompt decision on your loan approval.

3. Choose Your Terms: Once approved, you can choose the loan amount and repayment terms that align with your financial goals.

4. Receive Funds: As soon as you accept the terms, the funds will be deposited into your account. It’s that easy!

Eligibility Criteria
Our Personal Loan services are designed to cater to a wide range of individuals. To be eligible, you typically need to meet the following criteria:

  • Be of legal age in your jurisdiction
  • Have a steady source of income
  • Meet any credit score requirements (credit score standards may vary)

Eligibility Criteria

Our Personal Loan services are designed to cater to a wide range of individuals. To be eligible, you typically need to meet the following criteria:
  • Be of legal age in your jurisdiction
  • Have a steady source of income
  • Meet any credit score requirements (credit score standards may vary)

Ready to Get Started?

Your dreams are just a step away. Whether you’re planning a big life event or need assistance during a challenging time, our Personal Loan offering services are here to provide the financial support you need. Apply today and take the first step towards a brighter financial future.
  • Be of legal age in your jurisdiction
  • Have a steady source of income
  • Meet any credit score requirements (credit score standards may vary)

Have Questions? Contact Our Support Team:

If you have any questions, concerns, or need assistance with your application, our dedicated support team is here to help. Feel free to reach out to us via phone, email, or live chat – whatever works best for you.
Don’t wait – turn your dreams into reality with our Personal Loan services! Apply now and experience the convenience and flexibility we have to offer.
Multiple FAQ

Marine Insurance FAQs

Marine insurance is insurance that covers loss or destruction of a ship, cargo, and all associated goods and merchandise in transit by sea, air, or land. It offers financial protection to the cargo owners from sudden risk incidents such as accidents, natural calamities, theft, and piracy when goods are transported.

The major categories falling under marine insurance include the following: Hull Insurance, which covers the loss or damage to the ship or vessel; Cargo Insurance, which covers loss or damage to goods in transit; Freight Insurance, which covers the loss of freight income; and Liability Insurance, which covers legal liabilities arising due to damages caused to third parties.

Generally speaking, it is required for those enterprises involved in international or domestic trade; exporters, importers, shipping companies, and logistics providers. It is also required for those persons or companies who are in the business of hauling highly valued goods over long distances.

Insurance against cargo covers goods in transit by sea, air, or land against loss or damage. It covers loss because of risks such as sinking, collision, fire, theft, and natural calamities. Coverage varies, as it can be either all-risk coverage or on named perils.

Hull insurance covers the physical damage to the vessel, which takes into consideration the structure, machinery, and equipment of a ship. The insurance protects the shipowners against financial loss because of accidents, collision, grounding, and other marine perils.

Multiple FAQ

Marine Insurance FAQs

Marine insurance is insurance that covers loss or destruction of a ship, cargo, and all associated goods and merchandise in transit by sea, air, or land. It offers financial protection to the cargo owners from sudden risk incidents such as accidents, natural calamities, theft, and piracy when goods are transported.

The major categories falling under marine insurance include the following: Hull Insurance, which covers the loss or damage to the ship or vessel; Cargo Insurance, which covers loss or damage to goods in transit; Freight Insurance, which covers the loss of freight income; and Liability Insurance, which covers legal liabilities arising due to damages caused to third parties.

Generally speaking, it is required for those enterprises involved in international or domestic trade; exporters, importers, shipping companies, and logistics providers. It is also required for those persons or companies who are in the business of hauling highly valued goods over long distances.

Insurance against cargo covers goods in transit by sea, air, or land against loss or damage. It covers loss because of risks such as sinking, collision, fire, theft, and natural calamities. Coverage varies, as it can be either all-risk coverage or on named perils.

Hull insurance covers the physical damage to the vessel, which takes into consideration the structure, machinery, and equipment of a ship. The insurance protects the shipowners against financial loss because of accidents, collision, grounding, and other marine perils.

Multiple FAQ

Marine Insurance FAQs

Marine insurance is insurance that covers loss or destruction of a ship, cargo, and all associated goods and merchandise in transit by sea, air, or land. It offers financial protection to the cargo owners from sudden risk incidents such as accidents, natural calamities, theft, and piracy when goods are transported.

The major categories falling under marine insurance include the following: Hull Insurance, which covers the loss or damage to the ship or vessel; Cargo Insurance, which covers loss or damage to goods in transit; Freight Insurance, which covers the loss of freight income; and Liability Insurance, which covers legal liabilities arising due to damages caused to third parties.

Generally speaking, it is required for those enterprises involved in international or domestic trade; exporters, importers, shipping companies, and logistics providers. It is also required for those persons or companies who are in the business of hauling highly valued goods over long distances.

Insurance against cargo covers goods in transit by sea, air, or land against loss or damage. It covers loss because of risks such as sinking, collision, fire, theft, and natural calamities. Coverage varies, as it can be either all-risk coverage or on named perils.

Hull insurance covers the physical damage to the vessel, which takes into consideration the structure, machinery, and equipment of a ship. The insurance protects the shipowners against financial loss because of accidents, collision, grounding, and other marine perils.

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