Be it buying or renting, a house reflects the prominent personal and financial aspiration in one’s life. Marfo Strategies Private Limited is a step ahead of that very aspiration by offering home loan solutions that meet your unique needs and financial ambition. We recognize the same and work to offer excellence coupled with customer-centricity that has helped us emerge as a frontline player in the home loan services domain.
Our experienced team understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options for the client for their specific requirement.
At Marfo Strategies, we help business owners secure business loan at competitive interest rates and easy repayment options. Getting a business loan from the best banks and NBFCs is hassle-free and convenient with our assistance.
Our team of experts understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options to the client for their specific requirements.
Every business is unique and their requirement are unique. Business owner can apply the business loan as per there requirement. below are few types of business loans.
Term Loans
Purpose:
Used for long-term investments for business growth such as expansion, purchasing machinery, or upgrading facilities.
Repayment:
Typically repaid over a fixed period with regular installments.
Working Capital Loans
Purpose:
Designed to meet short-term requirement of business needs such as managing cash flow, purchasing inventory, or covering operational expenses.
Repayment:
Short-term, often renewed periodically.
Secured Business Loans
Purpose:
Loans where collateral is pledges by borrower like property, equipment, or inventory for business loan.
Repayment:
Depends on the loan agreement, usually have lower interest rates due to the collateral.
Unsecured Business Loans
Purpose:
Offered without requirement of collateral, typically offer to established businesses with strong creditworthiness.
Repayment:
Usually has higher interest rates compared to secured loans.
Equipment Financing
Purpose:
Loans specifically offer for purchasing machinery, equipment, or vehicles needed for business operations.
Repayment:
Typically structured around the expected lifespan of the equipment.
Overdraft Facility
Purpose:
A flexible loan that allows businesses to withdraw more money than is available in their bank account up to an approved limit.
Repayment:
Interest is charged only on the amount utilized.
Growth and Expansion
helps in enables for faster growth and increases market presence, allowing the business to capitalize on new opportunities.
Working Capital Management
Helps in maintain business stability, especially during cash flow shortages, slow seasons or when the market is down.
Equipment and Inventory Purchase
With new and latest technologies helps in improves operational efficiency and meets customer demand, contributing to increased revenue.
Building Business Credit
helps in enhances the business’s creditworthiness, making it easier to secure future financing from banks and NFBC at more favorable terms
Tax Benefits
Reduces the overall tax liability, providing a financial advantage that can be reinvested into the business.However, the fees and charges levied on business loans vary widely across lenders.
| Particulars | DESCRIPTION | Charges |
|---|---|---|
| Interest Rates | Interest rated is the percentage charged for borrowing money | 8% – 30% p.a (some lenders offer higer ROI, depends on the profile) |
| Loan Amount | loan amount borrowed from bank / NBFC | 50,000/- to upto 25 Cr. |
| Tenure | Loan tenure is the period over loan is repaid | Up to 4 years (some lenders offer more repayment tenure) |
| Prepayment/ Foreclosure Charges | Most of the bank and NBFC charges fees for repaying the loan before the end of the tenure. | Up to 5% of the outstanding principal |
| Processing Fees | Fee charged by the bank and NBFC for processing the loan application. | Up to 6% of the loan amount |
Most of the bank and NBFC consider the following points for business loans
| ELIGIBILITY CRITERIA | |
|---|---|
| Eligible Entities | Self-employed individuals, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, working in trading, manufacturing or the service sector |
| Age | Min. 21 years & Max. 65 years |
| Business Vintage | Min. 1 year or above |
| Business experience | Min. 1 year |
| Credit Score | 700 or above (Preferred by most private and public sector banks) |
| Nationality | Indian citizens, should not have defaulted on any previous loan(s) with any lender |
| Additional Criteria | Applicant must own either a residence, office, shop, or godown |
| Document Type | Required Documents |
|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License (for the business owner/partners) |
| Address Proof | Aadhaar Card, Passport, Utility Bill, Rental Agreement (for the business owner/partners) |
| Business Proof | Business Registration Certificate, GST Registration, Trade License, Partnership Deed, Memorandum of Association (MoA), Articles of Association (AoA) |
| Financial Documents | Bank Statements (Last 6-12 Months), Income Tax Returns (Last 2-3 Years), Balance Sheet, Profit & Loss Account, Audit Reports (if applicable) |
| Business Plan | Detailed Business Plan (for startups or new businesses) |
| KYC Documents | KYC Documents of Business Owner(s) / Partner(s) (as per the lender’s requirements) |
| Collateral Documents | Property Documents, Fixed Deposit Receipts (if applicable) |
| Other Documents | Loan Application Form, Signature Verification Proof, Copies of Existing Loan Agreements (if any) |
| Photograph | Recent Passport Size Photograph (of the business owner/partners) |
Fill the form
Fill out the application form. It takes only 3 minutes!
Answer your phone
Have a quick chat with our representative to learn about your business Loan
Get a Loan From best lender
Sit back and relax! You are on your way to secure a business loan.Be it buying or renting, a house reflects the prominent personal and financial aspiration in one’s life. Marfo Strategies Private Limited is a step ahead of that very aspiration by offering home loan solutions that meet your unique needs and financial ambition. We recognize the same and work to offer excellence coupled with customer-centricity that has helped us emerge as a frontline player in the home loan services domain.
Our experienced team understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options for the client for their specific requirement.
At Marfo Strategies, we help business owners secure business loan at competitive interest rates and easy repayment options. Getting a business loan from the best banks and NBFCs is hassle-free and convenient with our assistance.
Our team of experts understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options to the client for their specific requirements.
Every business is unique and their requirement are unique. Business owner can apply the business loan as per there requirement. below are few types of business loans.
Term Loans
Purpose:
Used for long-term investments for business growth such as expansion, purchasing machinery, or upgrading facilities.
Repayment:
Typically repaid over a fixed period with regular installments.
Working Capital Loans
Purpose:
Designed to meet short-term requirement of business needs such as managing cash flow, purchasing inventory, or covering operational expenses.
Repayment:
Short-term, often renewed periodically.
Secured Business Loans
Purpose:
Loans where collateral is pledges by borrower like property, equipment, or inventory for business loan.
Repayment:
Depends on the loan agreement, usually have lower interest rates due to the collateral.
Unsecured Business Loans
Purpose:
Offered without requirement of collateral, typically offer to established businesses with strong creditworthiness.
Repayment:
Usually has higher interest rates compared to secured loans.
Equipment Financing
Purpose:
Loans specifically offer for purchasing machinery, equipment, or vehicles needed for business operations.
Repayment:
Typically structured around the expected lifespan of the equipment.
Overdraft Facility
Purpose:
A flexible loan that allows businesses to withdraw more money than is available in their bank account up to an approved limit.
Repayment:
Interest is charged only on the amount utilized.
Growth and Expansion
helps in enables for faster growth and increases market presence, allowing the business to capitalize on new opportunities.
Working Capital Management
Helps in maintain business stability, especially during cash flow shortages, slow seasons or when the market is down.
Equipment and Inventory Purchase
With new and latest technologies helps in improves operational efficiency and meets customer demand, contributing to increased revenue.
Building Business Credit
helps in enhances the business’s creditworthiness, making it easier to secure future financing from banks and NFBC at more favorable terms
Tax Benefits
Reduces the overall tax liability, providing a financial advantage that can be reinvested into the business.However, the fees and charges levied on business loans vary widely across lenders.
| Particulars | DESCRIPTION | Charges |
|---|---|---|
| Interest Rates | Interest rated is the percentage charged for borrowing money | 8% – 30% p.a (some lenders offer higer ROI, depends on the profile) |
| Loan Amount | loan amount borrowed from bank / NBFC | 50,000/- to upto 25 Cr. |
| Tenure | Loan tenure is the period over loan is repaid | Up to 4 years (some lenders offer more repayment tenure) |
| Prepayment/ Foreclosure Charges | Most of the bank and NBFC charges fees for repaying the loan before the end of the tenure. | Up to 5% of the outstanding principal |
| Processing Fees | Fee charged by the bank and NBFC for processing the loan application. | Up to 6% of the loan amount |
Most of the bank and NBFC consider the following points for business loans
| ELIGIBILITY CRITERIA | |
|---|---|
| Eligible Entities | Self-employed individuals, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, working in trading, manufacturing or the service sector |
| Age | Min. 21 years & Max. 65 years |
| Business Vintage | Min. 1 year or above |
| Business experience | Min. 1 year |
| Credit Score | 700 or above (Preferred by most private and public sector banks) |
| Nationality | Indian citizens, should not have defaulted on any previous loan(s) with any lender |
| Additional Criteria | Applicant must own either a residence, office, shop, or godown |
| Document Type | Required Documents |
|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License (for the business owner/partners) |
| Address Proof | Aadhaar Card, Passport, Utility Bill, Rental Agreement (for the business owner/partners) |
| Business Proof | Business Registration Certificate, GST Registration, Trade License, Partnership Deed, Memorandum of Association (MoA), Articles of Association (AoA) |
| Financial Documents | Bank Statements (Last 6-12 Months), Income Tax Returns (Last 2-3 Years), Balance Sheet, Profit & Loss Account, Audit Reports (if applicable) |
| Business Plan | Detailed Business Plan (for startups or new businesses) |
| KYC Documents | KYC Documents of Business Owner(s) / Partner(s) (as per the lender’s requirements) |
| Collateral Documents | Property Documents, Fixed Deposit Receipts (if applicable) |
| Other Documents | Loan Application Form, Signature Verification Proof, Copies of Existing Loan Agreements (if any) |
| Photograph | Recent Passport Size Photograph (of the business owner/partners) |
Fill the form
Fill out the application form. It takes only 3 minutes!
Answer your phone
Have a quick chat with our representative to learn about your business Loan
Get a Loan From best lender
Sit back and relax! You are on your way to secure a business loan.Be it buying or renting, a house reflects the prominent personal and financial aspiration in one’s life. Marfo Strategies Private Limited is a step ahead of that very aspiration by offering home loan solutions that meet your unique needs and financial ambition. We recognize the same and work to offer excellence coupled with customer-centricity that has helped us emerge as a frontline player in the home loan services domain.
Our experienced team understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options for the client for their specific requirement.
At Marfo Strategies, we help business owners secure business loan at competitive interest rates and easy repayment options. Getting a business loan from the best banks and NBFCs is hassle-free and convenient with our assistance.
Our team of experts understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options to the client for their specific requirements.
Every business is unique and their requirement are unique. Business owner can apply the business loan as per there requirement. below are few types of business loans.
Term Loans
Purpose:
Used for long-term investments for business growth such as expansion, purchasing machinery, or upgrading facilities.
Repayment:
Typically repaid over a fixed period with regular installments.
Working Capital Loans
Purpose:
Designed to meet short-term requirement of business needs such as managing cash flow, purchasing inventory, or covering operational expenses.
Repayment:
Short-term, often renewed periodically.
Secured Business Loans
Purpose:
Loans where collateral is pledges by borrower like property, equipment, or inventory for business loan.
Repayment:
Depends on the loan agreement, usually have lower interest rates due to the collateral.
Unsecured Business Loans
Purpose:
Offered without requirement of collateral, typically offer to established businesses with strong creditworthiness.
Repayment:
Usually has higher interest rates compared to secured loans.
Equipment Financing
Purpose:
Loans specifically offer for purchasing machinery, equipment, or vehicles needed for business operations.
Repayment:
Typically structured around the expected lifespan of the equipment.
Overdraft Facility
Purpose:
A flexible loan that allows businesses to withdraw more money than is available in their bank account up to an approved limit.
Repayment:
Interest is charged only on the amount utilized.
Growth and Expansion
helps in enables for faster growth and increases market presence, allowing the business to capitalize on new opportunities.
Working Capital Management
Helps in maintain business stability, especially during cash flow shortages, slow seasons or when the market is down.
Equipment and Inventory Purchase
With new and latest technologies helps in improves operational efficiency and meets customer demand, contributing to increased revenue.
Building Business Credit
helps in enhances the business’s creditworthiness, making it easier to secure future financing from banks and NFBC at more favorable terms
Tax Benefits
Reduces the overall tax liability, providing a financial advantage that can be reinvested into the business.However, the fees and charges levied on business loans vary widely across lenders.
| Particulars | DESCRIPTION | Charges |
|---|---|---|
| Interest Rates | Interest rated is the percentage charged for borrowing money | 8% – 30% p.a (some lenders offer higer ROI, depends on the profile) |
| Loan Amount | loan amount borrowed from bank / NBFC | 50,000/- to upto 25 Cr. |
| Tenure | Loan tenure is the period over loan is repaid | Up to 4 years (some lenders offer more repayment tenure) |
| Prepayment/ Foreclosure Charges | Most of the bank and NBFC charges fees for repaying the loan before the end of the tenure. | Up to 5% of the outstanding principal |
| Processing Fees | Fee charged by the bank and NBFC for processing the loan application. | Up to 6% of the loan amount |
Most of the bank and NBFC consider the following points for business loans
| ELIGIBILITY CRITERIA | |
|---|---|
| Eligible Entities | Self-employed individuals, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, working in trading, manufacturing or the service sector |
| Age | Min. 21 years & Max. 65 years |
| Business Vintage | Min. 1 year or above |
| Business experience | Min. 1 year |
| Credit Score | 700 or above (Preferred by most private and public sector banks) |
| Nationality | Indian citizens, should not have defaulted on any previous loan(s) with any lender |
| Additional Criteria | Applicant must own either a residence, office, shop, or godown |
| Document Type | Required Documents |
|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License (for the business owner/partners) |
| Address Proof | Aadhaar Card, Passport, Utility Bill, Rental Agreement (for the business owner/partners) |
| Business Proof | Business Registration Certificate, GST Registration, Trade License, Partnership Deed, Memorandum of Association (MoA), Articles of Association (AoA) |
| Financial Documents | Bank Statements (Last 6-12 Months), Income Tax Returns (Last 2-3 Years), Balance Sheet, Profit & Loss Account, Audit Reports (if applicable) |
| Business Plan | Detailed Business Plan (for startups or new businesses) |
| KYC Documents | KYC Documents of Business Owner(s) / Partner(s) (as per the lender’s requirements) |
| Collateral Documents | Property Documents, Fixed Deposit Receipts (if applicable) |
| Other Documents | Loan Application Form, Signature Verification Proof, Copies of Existing Loan Agreements (if any) |
| Photograph | Recent Passport Size Photograph (of the business owner/partners) |
Fill the form
Fill out the application form. It takes only 3 minutes!
Answer your phone
Have a quick chat with our representative to learn about your business Loan
Get a Loan From best lender
Sit back and relax! You are on your way to secure a business loan.EMI Calculator
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Business Loan FAQs
Business loans are a form of financing availed by financial institutions to businesses for many reasons, such as expansion of operations, buying equipment, working capital, or financing expenses arising from operations. The loan can either be secured or unsecured, depending upon the terms of the lender.
Generally, all business loans require the enterprise to have been in existence for a certain number of years, say 2-3 years, have a regular income, and a fairly good credit history. Self-employed professionals, business owners, and entrepreneurs with a good business plan along with decent financials can apply.
It depends on the size of the business, its financial health, creditworthiness, and the lender's policies. You could get business loans starting from a few lakhs to several crores depending on your requirement and the eligibility criteria.
The rate of interest for business loans varies from lender to lender and also partly depends on the credit profile of a borrower. This may also depend on factors such as loan amount and tenure. Rates usually range from 12% to 24% per annum.
The tenure of repayment for a business loan can be anywhere between 12 months to 5 years or even more, depending on the amount lent and also on the lender's terms. As a general rule, longer tenures are available with larger amounts.
Business Loan FAQs
Business loans are a form of financing availed by financial institutions to businesses for many reasons, such as expansion of operations, buying equipment, working capital, or financing expenses arising from operations. The loan can either be secured or unsecured, depending upon the terms of the lender.
Generally, all business loans require the enterprise to have been in existence for a certain number of years, say 2-3 years, have a regular income, and a fairly good credit history. Self-employed professionals, business owners, and entrepreneurs with a good business plan along with decent financials can apply.
It depends on the size of the business, its financial health, creditworthiness, and the lender's policies. You could get business loans starting from a few lakhs to several crores depending on your requirement and the eligibility criteria.
The rate of interest for business loans varies from lender to lender and also partly depends on the credit profile of a borrower. This may also depend on factors such as loan amount and tenure. Rates usually range from 12% to 24% per annum.
The tenure of repayment for a business loan can be anywhere between 12 months to 5 years or even more, depending on the amount lent and also on the lender's terms. As a general rule, longer tenures are available with larger amounts.
Business Loan FAQs
Business loans are a form of financing availed by financial institutions to businesses for many reasons, such as expansion of operations, buying equipment, working capital, or financing expenses arising from operations. The loan can either be secured or unsecured, depending upon the terms of the lender.
Generally, all business loans require the enterprise to have been in existence for a certain number of years, say 2-3 years, have a regular income, and a fairly good credit history. Self-employed professionals, business owners, and entrepreneurs with a good business plan along with decent financials can apply.
It depends on the size of the business, its financial health, creditworthiness, and the lender's policies. You could get business loans starting from a few lakhs to several crores depending on your requirement and the eligibility criteria.
The rate of interest for business loans varies from lender to lender and also partly depends on the credit profile of a borrower. This may also depend on factors such as loan amount and tenure. Rates usually range from 12% to 24% per annum.
The tenure of repayment for a business loan can be anywhere between 12 months to 5 years or even more, depending on the amount lent and also on the lender's terms. As a general rule, longer tenures are available with larger amounts.