Personal Loan
Personal Loan
Personal Loan
Marfo Strategies Pvt Ltd act as intermediate that specializes in providing personalized solutions to the customer looking for personal loans.
Our team of experts understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options to the client for their specific requirements.
A personal loan is a type of unsecured loan typically used for various personal needs, such as combining all the other debt for lower EMI, managing unexpected expenses such as holiday, home renovations, medical emergency, or funding a major purchase. Personal loans are a flexible financial tool that can help individuals achieve their financial goals without the need for collateral.
No Collateral Required:
Personal loans are unsecured, meaning you do not need to provide any collateral (such as Gold/ Home/ Land / Bond etc.,) to qualify for a loan.
Flexibility:
Personal loans can be used as per the your requirement for a variety of purposes, making them a versatile financial tool.
Quick Approval:
With Marfo Strategies Pvt Ltd, you can expect fast and hassle-free approval processes i.e: within 1 working day soft approval* (If all the necessary requirement are full field).
Competitive Interest Rates:
We (Marfo Strategies Pvt Ltd), make sure to our client to get the best competitive interest rates from the bank’s and NBFC to help you save money on your loan.
Fixed Monthly Payments:
Personal loans come with fixed monthly payments (EMI – Equated Monthly Instalment), making it easier to our clients to budget and plan for repayment.
| FEE/CHARGE | DESCRIPTION | TYPICAL AMOUNT/RANGE |
|---|---|---|
| Interest Rates(ROI) | Interest rated is the percentage charged for borrowing money | 10.49% p.a. onwards |
| Loan Amount | loan amount borrowed from bank / NBFC | Upto 1 Cr* |
| Tenure | Loan tenure is the period over loan is repaid | 1 years to 5 years |
| Processing Fees | Fee charged by the bank and NBFC for processing the loan application. | 0.5% to 3% of the loan amount* based on the customer profile; some lender may charge more |
Most of the bank and NBFC consider the following points for Personal Loans.
| ELIGIBILITY CRITERIA | SALARIED INDIVIDUALS | SELF-EMPLOYED INDIVIDUALS |
|---|---|---|
| Age | 21 to 60 years | 21 to 65 years |
| Income | Net monthly income – Rs. 15,000/- | Net monthly income – Rs. 25,000/- |
| Employment Status | Permanent or contractual employment | Sole proprietorship, partnership, or private limited company |
| Credit Score | Above 700 | Above 700 |
| Employment Stability | At least 1-2 years in the current job | At least 2-3 years of business operation or self-employment |
| Existing Liabilities | Consideration of existing loans or debts | Consideration of existing loans or debts |
| Nationality | Indian citizens | Indian citizens |
| Loan Tenure | 1 to 5 years | 1 to 5 years |
| DOCUMENT TYPE | SALARIED INDIVIDUALS | SELF-EMPLOYED INDIVIDUALS |
|---|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License |
| Address Proof | Aadhaar Card, Passport, Utility Bill, Rental Agreement | Aadhaar Card, Passport, Utility Bill, Rental Agreement |
| Income Proof | Latest Salary Slips (Last 3-6 Months), Form 16, Bank Statements (Last 3-6 Months) | Income Tax Returns (Last 2-3 Years), Bank Statements (Last 6-12 Months), Profit & Loss Account |
| Employment Business Proof | Employment Certificate, Employee ID Card | Business Registration Certificate, GST Registration, Business Address Proof |
| Photograph | Recent Passport Size Photograph | Recent Passport Size Photograph |
| Other Documents | Loan Application Form, Signature Verification Proof (if required) | Loan Application Form, Signature Verification Proof (if required) |
Fill the form
Fill out the application form. It takes only 3 minutes!
Answer your phone
Have a quick chat with our representative to learn about your Personal Loan
Get a Loan From best lender
Sit back and relax! You are on your way to secure a Personal loan.Marfo Strategies Pvt Ltd act as intermediate that specializes in providing personalized solutions to the customer looking for personal loans.
Our team of experts understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options to the client for their specific requirements.
A personal loan is a type of unsecured loan typically used for various personal needs, such as combining all the other debt for lower EMI, managing unexpected expenses such as holiday, home renovations, medical emergency, or funding a major purchase. Personal loans are a flexible financial tool that can help individuals achieve their financial goals without the need for collateral.
No Collateral Required:
Personal loans are unsecured, meaning you do not need to provide any collateral (such as Gold/ Home/ Land / Bond etc.,) to qualify for a loan.
Flexibility:
Personal loans can be used as per the your requirement for a variety of purposes, making them a versatile financial tool.
Quick Approval:
With Marfo Strategies Pvt Ltd, you can expect fast and hassle-free approval processes i.e: within 1 working day soft approval* (If all the necessary requirement are full field).
Competitive Interest Rates:
We (Marfo Strategies Pvt Ltd), make sure to our client to get the best competitive interest rates from the bank’s and NBFC to help you save money on your loan.
Fixed Monthly Payments:
Personal loans come with fixed monthly payments (EMI – Equated Monthly Instalment), making it easier to our clients to budget and plan for repayment.
| FEE/CHARGE | DESCRIPTION | TYPICAL AMOUNT/RANGE |
|---|---|---|
| Interest Rates(ROI) | Interest rated is the percentage charged for borrowing money | 10.49% p.a. onwards |
| Loan Amount | loan amount borrowed from bank / NBFC | Upto 1 Cr* |
| Tenure | Loan tenure is the period over loan is repaid | 1 years to 5 years |
| Processing Fees | Fee charged by the bank and NBFC for processing the loan application. | 0.5% to 3% of the loan amount* based on the customer profile; some lender may charge more |
Most of the bank and NBFC consider the following points for Personal Loans.
| ELIGIBILITY CRITERIA | SALARIED INDIVIDUALS | SELF-EMPLOYED INDIVIDUALS |
|---|---|---|
| Age | 21 to 60 years | 21 to 65 years |
| Income | Net monthly income – Rs. 15,000/- | Net monthly income – Rs. 25,000/- |
| Employment Status | Permanent or contractual employment | Sole proprietorship, partnership, or private limited company |
| Credit Score | Above 700 | Above 700 |
| Employment Stability | At least 1-2 years in the current job | At least 2-3 years of business operation or self-employment |
| Existing Liabilities | Consideration of existing loans or debts | Consideration of existing loans or debts |
| Nationality | Indian citizens | Indian citizens |
| Loan Tenure | 1 to 5 years | 1 to 5 years |
| DOCUMENT TYPE | SALARIED INDIVIDUALS | SELF-EMPLOYED INDIVIDUALS |
|---|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License |
| Address Proof | Aadhaar Card, Passport, Utility Bill, Rental Agreement | Aadhaar Card, Passport, Utility Bill, Rental Agreement |
| Income Proof | Latest Salary Slips (Last 3-6 Months), Form 16, Bank Statements (Last 3-6 Months) | Income Tax Returns (Last 2-3 Years), Bank Statements (Last 6-12 Months), Profit & Loss Account |
| Employment Business Proof | Employment Certificate, Employee ID Card | Business Registration Certificate, GST Registration, Business Address Proof |
| Photograph | Recent Passport Size Photograph | Recent Passport Size Photograph |
| Other Documents | Loan Application Form, Signature Verification Proof (if required) | Loan Application Form, Signature Verification Proof (if required) |
Fill the form
Fill out the application form. It takes only 3 minutes!
Answer your phone
Have a quick chat with our representative to learn about your Personal Loan
Get a Loan From best lender
Sit back and relax! You are on your way to secure a Personal loan.Marfo Strategies Pvt Ltd act as intermediate that specializes in providing personalized solutions to the customer looking for personal loans.
Our team of experts understands the requirement of each person / individual and works close with bank’s & NBFC to provide the best possible loan options to the client for their specific requirements.
A personal loan is a type of unsecured loan typically used for various personal needs, such as combining all the other debt for lower EMI, managing unexpected expenses such as holiday, home renovations, medical emergency, or funding a major purchase. Personal loans are a flexible financial tool that can help individuals achieve their financial goals without the need for collateral.
No Collateral Required:
Personal loans are unsecured, meaning you do not need to provide any collateral (such as Gold/ Home/ Land / Bond etc.,) to qualify for a loan.
Flexibility:
Personal loans can be used as per the your requirement for a variety of purposes, making them a versatile financial tool.
Quick Approval:
With Marfo Strategies Pvt Ltd, you can expect fast and hassle-free approval processes i.e: within 1 working day soft approval* (If all the necessary requirement are full field).
Competitive Interest Rates:
We (Marfo Strategies Pvt Ltd), make sure to our client to get the best competitive interest rates from the bank’s and NBFC to help you save money on your loan.
Fixed Monthly Payments:
Personal loans come with fixed monthly payments (EMI – Equated Monthly Instalment), making it easier to our clients to budget and plan for repayment.
| FEE/CHARGE | DESCRIPTION | TYPICAL AMOUNT/RANGE |
|---|---|---|
| Interest Rates(ROI) | Interest rated is the percentage charged for borrowing money | 10.49% p.a. onwards |
| Loan Amount | loan amount borrowed from bank / NBFC | Upto 1 Cr* |
| Tenure | Loan tenure is the period over loan is repaid | 1 years to 5 years |
| Processing Fees | Fee charged by the bank and NBFC for processing the loan application. | 0.5% to 3% of the loan amount* based on the customer profile; some lender may charge more |
Most of the bank and NBFC consider the following points for Personal Loans.
| ELIGIBILITY CRITERIA | SALARIED INDIVIDUALS | SELF-EMPLOYED INDIVIDUALS |
|---|---|---|
| Age | 21 to 60 years | 21 to 65 years |
| Income | Net monthly income – Rs. 15,000/- | Net monthly income – Rs. 25,000/- |
| Employment Status | Permanent or contractual employment | Sole proprietorship, partnership, or private limited company |
| Credit Score | Above 700 | Above 700 |
| Employment Stability | At least 1-2 years in the current job | At least 2-3 years of business operation or self-employment |
| Existing Liabilities | Consideration of existing loans or debts | Consideration of existing loans or debts |
| Nationality | Indian citizens | Indian citizens |
| Loan Tenure | 1 to 5 years | 1 to 5 years |
| DOCUMENT TYPE | SALARIED INDIVIDUALS | SELF-EMPLOYED INDIVIDUALS |
|---|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License | PAN Card, Aadhaar Card, Passport, Voter ID, Driving License |
| Address Proof | Aadhaar Card, Passport, Utility Bill, Rental Agreement | Aadhaar Card, Passport, Utility Bill, Rental Agreement |
| Income Proof | Latest Salary Slips (Last 3-6 Months), Form 16, Bank Statements (Last 3-6 Months) | Income Tax Returns (Last 2-3 Years), Bank Statements (Last 6-12 Months), Profit & Loss Account |
| Employment Business Proof | Employment Certificate, Employee ID Card | Business Registration Certificate, GST Registration, Business Address Proof |
| Photograph | Recent Passport Size Photograph | Recent Passport Size Photograph |
| Other Documents | Loan Application Form, Signature Verification Proof (if required) | Loan Application Form, Signature Verification Proof (if required) |
Fill the form
Fill out the application form. It takes only 3 minutes!
Answer your phone
Have a quick chat with our representative to learn about your Personal Loan
Get a Loan From best lender
Sit back and relax! You are on your way to secure a Personal loan.EMI Calculator
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Personal Loan FAQs
Personal loan is the unsecured loan offered to the individuals by financial organizations based on their creditworthiness. It can be used for debt consolidation, financing vacation, covering medical expenses and many other personal financial requirements.
The eligibility criteria of personal loans are different for different lenders. Generally, it includes salaried employees, self-employed professionals, and businesspersons with a regular income and a good credit score, hence eligible to apply for the said loan. Also, other specified criteria include age, minimum income, and experience at work.
The amount that can be borrowed depends upon your income, credit history, repayment capacity, and the lending policy. Generally, personal loans range from ₹ 50,000 to ₹ 25 lakh or even more.
The rate of interest charged on personal loans varies from bank to bank based on the borrower's credit profile and various other factors. The rate of interest generally varies from 10% per year to 24% per year.
Repayment tenures of personal loans normally range from 12 to 60 months. You can choose a repayment tenure that suits your ability to repay.
Personal Loan FAQs
Personal loan is the unsecured loan offered to the individuals by financial organizations based on their creditworthiness. It can be used for debt consolidation, financing vacation, covering medical expenses and many other personal financial requirements.
The eligibility criteria of personal loans are different for different lenders. Generally, it includes salaried employees, self-employed professionals, and businesspersons with a regular income and a good credit score, hence eligible to apply for the said loan. Also, other specified criteria include age, minimum income, and experience at work.
The amount that can be borrowed depends upon your income, credit history, repayment capacity, and the lending policy. Generally, personal loans range from ₹ 50,000 to ₹ 25 lakh or even more.
The rate of interest charged on personal loans varies from bank to bank based on the borrower's credit profile and various other factors. The rate of interest generally varies from 10% per year to 24% per year.
Repayment tenures of personal loans normally range from 12 to 60 months. You can choose a repayment tenure that suits your ability to repay.
Personal Loan FAQs
Personal loan is the unsecured loan offered to the individuals by financial organizations based on their creditworthiness. It can be used for debt consolidation, financing vacation, covering medical expenses and many other personal financial requirements.
The eligibility criteria of personal loans are different for different lenders. Generally, it includes salaried employees, self-employed professionals, and businesspersons with a regular income and a good credit score, hence eligible to apply for the said loan. Also, other specified criteria include age, minimum income, and experience at work.
The amount that can be borrowed depends upon your income, credit history, repayment capacity, and the lending policy. Generally, personal loans range from ₹ 50,000 to ₹ 25 lakh or even more.
The rate of interest charged on personal loans varies from bank to bank based on the borrower's credit profile and various other factors. The rate of interest generally varies from 10% per year to 24% per year.
Repayment tenures of personal loans normally range from 12 to 60 months. You can choose a repayment tenure that suits your ability to repay.